How to Lend to others with wisdom

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Many people today are going into debt and lending to others money they do not have.  Many people are also hindering what God wants to do in someone’s life by helping where you have not been asked to — in the name of “good works”.

 Wisdom is the principal thing; therefore get wisdom: and with all thy getting get understanding.- Prov 4:7

Some people, on the other hand, hold on to the the verse that says to never tell the person who wants to borrow from you to come back later or to tell them you don’t have it. Well, yes that is what the scriptures say but it doesn’t say you should give what you don’t have.

Then Peter said, Silver and gold have I none; but such as I have give I thee: In the name of Jesus Christ of Nazareth rise up and walk. -Acts 3:6

While some people end up carrying the load of others because they refuse to seek God or use wisdom, they just want to do good. Besides you can hinder what God wants to do in someone’s life by helping where you have not been asked to — in the name of “good works”. Good works are great but only the one that Jesus asks you to do really counts and not all “good works” are of God or from God.

This article will help you examine your actions the next time you choose to take actions without seeking wisdom from God, for wisdom is the principal thing (Proverbs 4:7)

Matt 5:27 “Give to the one who asks you, and do not turn away from the one who wants to borrow from you.”

Say not unto thy neighbour, Go, and come again, and to morrow I will give; when thou hast it by thee. – Proverbs 3:28

How To Help Someone Who Asks You

  • First realize an understand that you are only required to give what you don’t have, for this is wisdom. Many people want to help out of their own strength, not knowing God’s will, not seeking God’s will but remember that you are not God.
  • If someone asks for something or an amount of money that you don’t have but you know your earnings can cover for it at the end of the month, this can be ground for borrowing to help the person according (Proverbs 17:18) because you have a surety and can pay it off without asking it back from the person or pulled into bondage of financial fear.
  • Your prayer and trust in God can do more for that person than you lending the person money you do not have.
  • Seek the lord first before taking actions that will likely put you into the bondage of financial hardship because you can’t pay off what you signed for. Apply this principle especially with huge sums of money, money you know you have no way of paying back.

Proverbs 17:18 says: “A man lacking in judgment strikes hands in pledge and puts up security for his neighbor.

  • If God has warned you not to borrow and you do, you are going against God’s word and that will put you into bondage of financial fear (see spiritual implications of loans and borrowing).
  • If you bring this before God, you will find that God has the perfect solution for the problem but many of us take on the problem and end up in the mess. Now by this time we hinder ourselves from getting to God’s perfect plan and lose the perfect solution because we chose to solve the problem ourself.
  • Man in himself is incapable of solving any problem perfectly without God for the end will not lead to the peace that God gives when you invite Him in.
  • Deut 15:6 confirms that indeed you are blessed and you shall lend to many, but not what you do not have. Lending or giving what you do not have is foolishness.
  • If you don’t have it, you can honestly tell the person you don’t have it and leave it to God.
  • You can also seek out a way of helping the person without putting yourself in bondage. For example, seek ideas, seek God, find a way of selling something you have at home, ask them if there is anything they could sell and get the money they need.

For the LORD thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee.

Seek Wisdom, for it is the principal thing.

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One Response to How to Lend to others with wisdom

  1. David says:

    Thanks for the edifying words. I have asked God for mercy concerning mistakes when it comes to my finances. I believe Him for my provisions. Please could you talk about academic performance based on biblical principles? Thanks and God bless.