Why You Should Never Borrow or Use Credit For “Prophets Offering”

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I was watching “The Word Network” the other day and almost threw up at the things coming out of the mouths of those who say they are prophets, bishops and pastors of God. I watched in amazement as one said that God told her to borrow money from her credit card to pay an offering, another said God reminded him of his credit card and told him to use it for an offering or prophets offering, and so on. I have even been in a service where the Pastor preached hard against people who were not giving towards the building of a church even though they had their credit cards to use? Many are falling deep into debt because they keep believing these false prophets. It is about time we wake up from slumber.


In this article, I present to you full proof and evidence in the word that clearly shows we are not to borrow to give towards God’s work. It is true that many organizations are borrowing money to build churches but this is not God’s best and it is definitely not a good example.

Deuteronomy 28:43-45 says:

 “…thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee…”

We clearly see in God’s word that it is His choice for us to be lenders, not borrowers. And throughout scripture, God asked people to bring what they had and He blessed the little they had (Mark 6:41). But He never asked them to go and borrow or to bring what they do not have. God will never ask you for what you do not have, but He sees what you have and if it requires your faith to release the little you have, then He asks for your faith on the little you have. When Jesus saw the multitude, He asked “How many loaves do you have?” ” When they found out, they said, “Five–and two fish”. The question is “how much do you have”? Jesus took the 2 fish and 5 loaves of bread, gave thanks & blessed it and then God multiplied it! God can only bless what you have.

Sadly many so-called prophets use 1 Kings 17:13 & 2 Kings 4:1-6 to take money from people.

Example 1 : Prophets Elijah

“And Elijah said unto her, Fear not; go and do as thou hast said: but make me thereof a little cake first, and bring it unto me, and after make for thee and for thy son.” 1 Kings 17:13

In the verse above, Elijah clearly asked the woman to bring from what she had. Clearly God had instructed Him to go to the woman and also prepared the woman’s heart to obey. She wasn’t under pressure to comply, she only believed. If you ever feel pressured to give, you ‘d be better of not giving. God does not need anybody’s money or resources. He will never force you or put you under pressure to give what you do not have. In fact, even if you have, He will never pressure you to give. For this cause He said:

“Every man according as he purposeth in his heart, so let him give; not grudgingly, or of necessity: for God loveth a cheerful giver.” –2 Corinthians 9:7

Giving with the wrong motive, grudging and unwillingly will not bring you any harvest. Many are just giving and not getting anything back because they are giving with the wrong motive. Some are also giving because the preacher said “give”, not because they believe. They are not giving in faith and thus are not entitled to a “return”.

Example 2: Prophet Elisha

“So Elisha said to her, “What shall I do for you? Tell me, what do you have in the house? …and she said “your maidservant has nothing in the house but a jar of oil. Then he [Elisha] said, “Go borrow vessels from everywhere, from all your neighbors – empty vessels; do not gather just a few. And when you have come in, you shall shut the door behind you and your sons; then pour it into all those vessels, and set aside the full ones. Now it came to pass, when the vessels were full, that she said to her son, “Bring me another vessel”. And he said to her, “There is not another vessel.” So the oil stayed.” 2 Kings 4:1-6

As seen in the scripture above, Elisha was there ready to help this widow. He did not condemn her for her current debt or put her into more debt. Instead he asked, how can I help you? Interesting, he asked for “empty” vessels and when she brought them, they were filled up until there were no more vessels. Understand that God does not need your resources, but He asks for your faith. If you don’t have something to give, you don’t have to give; and God who sees all, sees your heart. You can not impress God by borrowing to give into His house especially when you are not led to do so. You will only put yourself in debt. Even He calls us to apply wisdom.

She Gave All She Had!

“And he called unto him his disciples, and saith unto them, Verily I say unto you, That this poor widow hath cast more in, than all they which have cast into the treasury: …For all they did cast in of their abundance; but she of her want did cast in all that she had, even all her living.” – Mark 12:43-44

Out of all who gave, the woman who cast the least was considered the greatest and the one who gave more. If we compare what she gave from what others gave, she gave very little but because this was ALL she had, the Lord said she gave more than others. It is not what you give but how you give it. Never borrow to give, give what you have, from the depth of your heart.


Many are borrowing to give God and sinking more into debt. Therefore, follow God and his commands and your need for borrowing will be minimized, if not eliminated. Be led by the Spirit to give. Don’t give under pressure or necessity. Give in faith and give what you have and God will reward your giving.

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